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Workers' Compensation Self-Insurance Fund

At-a-Glance

With a typical insurance provider, you’re a number. With GMA, you’re a valued member. Our Workers’ Compensation Self-Insurance Fund gives you benefits far beyond basic coverage. Learn how to reduce your costs, minimize your risk, and connect with funding opportunities for workplace safety efforts.
 

Benefits

Our Workers’ Compensation Self-Insurance Fund features benefits we customized based on more than 30 years of feedback from members like you.
 
  • Minimize lawsuits through statutory coverage. With statutory coverage (the minimum amount of coverage required by state law), injured employees receive basic remuneration to cover a wide variety of workplace incidents without any legal fault to you. That means you don’t go through the pain of costly lawsuits or appear to the public that you’re avoiding responsibility.
  • Enjoy a GMA-member owned and controlled fund. You’re not an anonymous member of a giant insurance pool. Instead, feel peace of mind knowing that Georgia municipalities, municipal authorities and commissions, housing authorities, regional commissions, and municipal school districts own and control the fund.
  • Prevent employee accidents before they happen. We offer proactive safety and risk control services including:
    • Loss control field service and individual member problem analysis to help you create safer work environments and take a look at your specific problems.
    • Onsite and regional training to help communicate the basics of safety and risk control to your staff while also talking about the latest developments in workers’ compensation law and practices.
    • Plenty of research and resources including a video lending library, periodic safety and risk control publications, and other communication materials.
  • Communicate easily about claims. We offer an online portal, a toll-free telephone number, or fax number for submitting claims. Whatever’s easiest for you.
  • Take advantage of grant opportunities to help fund worker safety initiatives. Our Safety and Liability Management Grant Fund offers opportunities for you to fund the purchase of equipment, receive training, and give you the ability to tackle expensive worker safety and liability initiatives.

Costs

Your contributions are based on:
 
  • Individual loss experience. We compare your past workers’ compensation experiences to state averages to calculate your insurance contribution.
  • Underwriting. A risk assessment makes sure you’re eligible for workers’ compensation, and for how much.

Am I Eligible?

You are eligible for GMA’s Workers’ Compensation Fund if you’re a:
 
  • Municipality
  • Municipal authority
  • Municipal commission
  • Housing authority
  • Regional commission
  • Municipal school district

 

Municipalities of every size and in every Georgia region use our service. We know how to serve a city like yours.
 

Members

Abbeville Liberty Consolidated Planning Commission
Abbeville Housing Authority Lincolnton
Acworth Lincolnton Housing Authority
Adel Lithonia
Adrian Lithonia Housing Authority
Ailey Loganville
Alamo Lookout Mountain
Alamo Housing Authority Lovejoy
Alapaha Ludowici
Albany Housing Authority Lula
Allentown Lumber City
Alma Housing Authority Lumber City Housing Authority
Alto Luthersville
Americus Lyerly
Americus Housing Authority Lyons
Andersonville Lyons Housing Authority
Arabi Macon-Bibb County Planning & Zoning Commission
Aragon Macon-Bibb Industrial Authority
Arcade Madison
Argyle Manchester Housing Authority
Arlington Mansfield
Ashburn Housing Authority Marietta Housing Authority
Athens Housing Authority Marshallville
Atlanta Regional Commission McCaysville Housing Authority
Atlanta/Fulton Cty Recreation Authority McDonough
Attapulgus McDonough Housing Authority
Auburn McIntyre
Augusta Housing Authority McRae Housing Authority
Avera McRae-Helena
Avondale Estates Meansville
Baconton Meigs
Bainbridge Menlo
Bainbridge Decatur County Recreation Authority Menlo Housing Authority
Bainbridge Housing Authority Metter
Baldwin Metter Housing Authority
Ball Ground Midville
Barnesville Midway
Barnesville Housing Authority Milan
Bartow Milledgeville Housing Authority
Barwick Millen
Baxley Housing Authority Milner
Bellville Milton
Berkeley Lake Mitchell
Berlin Molena
Blackshear Monroe
Blairsville Montezuma
Blakely Monticello
Blakely Housing Authority Monticello Housing Authority
Bloomingdale Morganton
Blue Ridge Morrow
Blue Ridge Housing Authority Morven
Blythe Moultrie
Bogart Moultrie Colquitt County Parks & Recreation Authority
Boston Moultrie Housing Authority
Bowman Mount Airy
Braselton Mount Vernon
Bremen Housing Authority Mount Vernon Housing Authority
Brinson Mountain City
Bronwood Mountain Park
Brookhaven Nahunta Housing Authority
Brooklet Nashville Housing Authority
Brunswick Housing Authority Nelson
Buford Housing Authority Newington
Byron Housing Authority Newnan
Cairo Newnan Housing Authority
Cairo Housing Authority Newnan Utilities
Calhoun Newton
Calhoun Housing Authority Nicholls
Camilla Nicholls Housing Authority
Camilla Housing Authority Nicholson
Canon Norcross Housing Authority
Carlton Norman Park
Carrollton North High Shoals
Carrollton Housing Authority Northeast Georgia Housing Authority
Cave Spring Northwest Georgia Housing Authority
Cave Spring Housing Authority Norwood
Cedartown Oak Park
Centerville Oakwood
Chamblee Ochlocknee
Chatsworth Housing Authority Ocilla
Chatsworth Water Works Commission Ocilla Housing Authority
Chester Oconee
Clarkston Odum
Claxton Oglethorpe
Claxton Housing Authority Oliver
Clayton Omega
Clayton Housing Authority Oxford
Clermont Palmetto
Climax Palmetto Housing Authority
Cobbtown Parrott
Cochran Housing Authority Patterson
Cohutta Pavo
Colbert Peachtree City
College Park Housing Authority Peachtree City Airport Authority
Collins Peachtree City W&S Authority
Colquitt Housing Authority Peachtree Corners
Comer Pelham
Commerce Pelham Housing Authority
Commerce Housing Authority Pembroke
Concord Pendergrass
Conyers Perry Housing Authority
Conyers Housing Authority Pine Lake
Coolidge Pinehurst
Cordele Pineview
Cordele Housing Authority Plains
Cornelia Plainville
Covington Housing Authority Pooler
Crawfordville Port Wentworth
Crawfordville Housing Authority Portal
Culloden Porterdale
Cumming Poulan
Cumming Housing Authority Powder Springs
Cuthbert Rebecca
Cuthbert Housing Authority Register
Dahlonega Reidsville Housing Authority
Dahlonega Housing Authority Remerton
Dallas Resaca
Dallas Housing Authority Reynolds
Dalton Housing Authority Rhine
Danielsville Riceboro
Danielsville Housing Authority Richland
Danville Ringgold Housing Authority
Darien River Valley Regional Commission
Davisboro Roberta
Dawsonville Roberta Housing Authority
Deepstep Rochelle Housing Authority
Demorest Rockmart
Dexter Rocky Ford
Dillard Rome
Doerun Rossville
Donalsonville Roswell Housing Authority
Douglas Housing Authority Royston Housing Authority
Douglasville Rutledge
Douglasville-Douglas County Water and Sewer Authority Sale City
Dublin Sandersville
Dublin Housing Authority Sandersville Housing Authority
Dublin-Laurens County Recreation Authority Sandy Springs
Dudley Sardis
East Ellijay Sasser
East Point Housing Authority Savannah Housing Authority
Eastman Scotland
Eastman Housing Authority Screven
Eatonton Senoia
Eatonton Housing Authority Senoia Housing Authority
Elberton Shellman
Elberton Housing Authority Siloam
Ellaville Sky Valley
Ellenton Smithville
Ellijay Housing Authority Smyrna
Emerson Snellville
Enigma Social Circle
Eton Soperton
Fairburn Soperton Housing Authority
Fairburn Housing Authority South Fulton
Fairmount Southeast GA Consolidated Housing Authority
Fargo Southern Georgia Regional Commission
Fitzgerald Housing Authority Sparks
Flint Area Consolidated Housing Authority Springfield
Flovilla St. Marys
Flowery Branch Stapleton
Forsyth Statesboro Housing Authority
Fort Gaines Statham
Fort Oglethorpe Housing Authority Stillmore
Fort Valley Housing Authority Sugar Hill
Fort Valley Utility Commission Summerville
Franklin Summerville Housing Authority
Franklin Housing Authority Suwanee
Franklin Springs Swainsboro Housing Authority
Gainesville Housing Authority Sycamore
Garden City Sylvania
Georgia Mountains Regional Commission Sylvester
Gibson Sylvester Housing Authority
Glennville Housing Authority Talbotton
Glenwood Tallapoosa
Glenwood Housing Authority Housing Authority of the City of Tallapoosa
Gordon Tallulah Falls
Grantville Temple
Grayson Tennille Housing Authority
Greensboro Thomaston Housing Authority
Greensboro Housing Authority Thomasville Housing Authority
Greenville Housing Authority Thomson
Griffin Thomson Housing Authority
Guyton Tifton
Hagan Tifton Housing Authority
Hahira Tignall
Hampton Toccoa
Hampton Housing Authority Toomsboro
Harlem Trenton
Harlem Housing Authority Tri-City Housing Authority
Harrison Trion
Hartwell Tucker
Hartwell Housing Authority Tunnel Hill
Hawkinsville Turin
Hawkinsville Housing Authority Twin City
Hazlehurst Housing Auth. Ty Ty
Heart of Georgia Regional Airport Tybee Island
Helen Tyrone
Hephzibah Unadilla
Hiawassee Unadilla Housing Authority
Hiltonia Union City
Hinesville Union City Housing Authority
Hinesville Housing Authority Union Point
Hiram Union Point Housing Authority
Hoboken Uvalda
Hogansville Housing Authority Valdosta-Lowndes County Parks and Recreation Authority
Holly Springs Varnell
Homeland Vidalia
Homer Vidalia Housing Authority
Homerville Vienna
Hoschton Villa Rica Housing Authority
Ideal Waco
Iron City Wadley
Irwinton Waleska
Ivey Walnut Grove
Jackson Housing Authority Walthourville
Jasper Housing Authority Warm Springs
Jefferson Warner Robins Housing Authority
Jefferson Housing Authority Warrenton
Jeffersonville Warrenton Housing Authority
Jenkinsburg Warwick
Jesup Housing Authority Washington
Jonesboro Housing Authority Washington Housing Authority
Junction City Washington-Wilkes Parks & Rec.
Kennesaw Waverly Hall
Kingsland Waycross Housing Authority
Kingston Whigham
Kite White
LaFayette White Plains
LaFayette Housing Authority Whitesburg
LaGrange Housing Authority Willacoochee
Lake City Williamson
Lake Park Winder
Lavonia Winterville
Lavonia Housing Authority Woodbine
Lawrenceville Housing Authority Wrens
Leesburg Wrightsville
Lenox Wrightsville Housing Authority
Leslie Young Harris
Lexington
TAKE THE NEXT STEP
If you’re not insured with GMA’s Workers’ Compensation Fund, call us today. You can reach out to:
 
WHY GMA?
  • We have 30 years of experience with workers’ compensation insurance.