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Workers' Compensation Self-Insurance Fund

At-a-Glance

With a typical insurance provider, you’re a number. With GMA, you’re a valued member. Our Workers’ Compensation Self-Insurance Fund gives you benefits far beyond basic coverage. Learn how to reduce your costs, minimize your risk, and connect with funding opportunities for workplace safety efforts.
 

Benefits

Our Workers’ Compensation Self-Insurance Fund features benefits we customized based on more than 30 years of feedback from members like you.
 
  • Minimize lawsuits through statutory coverage. With statutory coverage (the minimum amount of coverage required by state law), injured employees receive basic remuneration to cover a wide variety of workplace incidents without any legal fault to you. That means you don’t go through the pain of costly lawsuits or appear to the public that you’re avoiding responsibility.
  • Enjoy a GMA-member owned and controlled fund. You’re not an anonymous member of a giant insurance pool. Instead, feel peace of mind knowing that Georgia municipalities, municipal authorities and commissions, housing authorities, regional commissions, and municipal school districts own and control the fund.
  • Prevent employee accidents before they happen. We offer proactive safety and risk control services including:
    • Loss control field service and individual member problem analysis to help you create safer work environments and take a look at your specific problems.
    • Onsite and regional training to help communicate the basics of safety and risk control to your staff while also talking about the latest developments in workers’ compensation law and practices.
    • Plenty of research and resources including a video lending library, periodic safety and risk control publications, and other communication materials.
  • Communicate easily about claims. We offer an online portal, a toll-free telephone number, or fax number for submitting claims. Whatever’s easiest for you.
  • Take advantage of grant opportunities to help fund worker safety initiatives. Our Safety and Liability Management Grant Fund offers opportunities for you to fund the purchase of equipment, receive training, and give you the ability to tackle expensive worker safety and liability initiatives.

Costs

Your contributions are based on:
 
  • Individual loss experience. We compare your past workers’ compensation experiences to state averages to calculate your insurance contribution.
  • Underwriting. A risk assessment makes sure you’re eligible for workers’ compensation, and for how much.

Am I Eligible?

You are eligible for GMA’s Workers’ Compensation Fund if you’re a:
 
  • Municipality
  • Municipal authority
  • Municipal commission
  • Housing authority
  • Regional commission
  • Municipal school district

 

Municipalities of every size and in every Georgia region use our service. We know how to serve a city like yours.
 

Members

Abbeville Lexington
Abbeville Housing Authority Liberty Consolidated Planning Commission
Acworth Lincolnton
Adel Lincolnton Housing Authority
Adrian Lithonia
Ailey Lithonia Housing Authority
Alamo Loganville
Alamo Housing Authority Lookout Mountain
Alapaha Lovejoy
Albany Housing Authority Ludowici
Allentown Lula
Alma Housing Authority Lumber City
Alto Lumber City Housing Authority
Americus Lumpkin
Americus Housing Authority Luthersville
Andersonville Lyerly
Arabi Lyons
Aragon Lyons Housing Authority
Arcade Macon-Bibb County Planning & Zoning Commission
Argyle Macon-Bibb Industrial Authority
Arlington Madison
Ashburn Housing Authority Manchester Housing Authority
Athens Housing Authority Mansfield
Atlanta Regional Commission Marietta Housing Authority
Atlanta/Fulton Cty Recreation Authority Marshallville
Attapulgus McCaysville Housing Authority
Auburn McDonough
Augusta Housing Authority McDonough Housing Authority
Avera McIntyre
Avondale Estates McRae Housing Authority
Baconton McRae-Helena
Bainbridge Meansville
Bainbridge Decatur County Recreation Authority Meigs
Bainbridge Housing Authority Menlo
Baldwin Menlo Housing Authority
Ball Ground Metter
Barnesville Metter Housing Authority
Barnesville Housing Authority Midville
Bartow Midway
Barwick Milan
Baxley Housing Authority Milledgeville Housing Authority
Bellville Millen
Berkeley Lake Milner
Berlin Milton
Blackshear Mitchell
Blairsville Molena
Blakely Monroe
Blakely Housing Authority Montezuma
Bloomingdale Monticello
Blue Ridge Monticello Housing Authority
Blue Ridge Housing Authority Morganton
Blythe Morrow
Bogart Morven
Boston Moultrie
Bowman Moultrie Housing Authority
Braselton Mount Airy
Bremen Housing Authority Mount Vernon
Brinson Mount Vernon Housing Authority
Bronwood Mountain City
Brookhaven Mountain Park
Brooklet Nahunta Housing Authority
Brunswick Housing Authority Nashville Housing Authority
Buford Housing Authority Nelson
Byron Housing Authority Newington
Cairo Newnan
Cairo Housing Authority Newnan Housing Authority
Calhoun Newnan Utilities
Calhoun Housing Authority Newton
Camilla Nicholls
Camilla Housing Authority Nicholls Housing Authority
Canon Nicholson
Carlton Norcross Housing Authority
Carrollton Norman Park
Carrollton Housing Authority North High Shoals
Cave Spring Northeast Georgia Housing Authority
Cave Spring Housing Authority Northwest Georgia Housing Authority
Cedartown Norwood
Centerville Oak Park
Chamblee Oakwood
Chatsworth Housing Authority Ochlocknee
Chatsworth Water Works Commission Ocilla
Chester Ocilla Housing Authority
Clarkston Oconee
Claxton Odum
Claxton Housing Authority Oglethorpe
Clayton Oliver
Clayton Housing Authority Omega
Clermont Oxford
Climax Palmetto
Cobbtown Palmetto Housing Authority
Cochran Housing Authority Parrott
Cohutta Patterson
Colbert Pavo
College Park Housing Authority Peachtree City
Collins Peachtree City Airport Authority
Colquitt Housing Authority Peachtree City W&S Authority
Comer Peachtree Corners
Commerce Pelham
Commerce Housing Authority Pelham Housing Authority
Concord Pembroke
Conyers Pendergrass
Conyers Housing Authority Perry Housing Authority
Coolidge Pine Lake
Cordele Pinehurst
Cordele Housing Authority Pineview
Cornelia Plains
Covington Housing Authority Plainville
Crawfordville Pooler
Crawfordville Housing Authority Port Wentworth
Culloden Portal
Cumming Porterdale
Cumming Housing Authority Poulan
Cuthbert Powder Springs
Cuthbert Housing Authority Rebecca
Dahlonega Register
Dahlonega Housing Authority Reidsville Housing Authority
Dallas Remerton
Dallas Housing Authority Resaca
Dalton Housing Authority Reynolds
Danielsville Rhine
Danielsville Housing Authority Riceboro
Danville Richland
Darien Ringgold Housing Authority
Davisboro River Valley Regional Commission
Dawsonville Roberta
Deepstep Roberta Housing Authority
Demorest Rochelle Housing Authority
Dexter Rockmart
Dillard Rocky Ford
Doerun Rome
Donalsonville Rossville
Douglas Housing Authority Roswell Housing Authority
Douglasville Royston Housing Authority
Douglasville-Douglas County Water and Sewer Authority Rutledge
Dublin Sale City
Dublin Housing Authority Sandersville
Dublin-Laurens County Recreation Authority Sandersville Housing Authority
Dudley Sandy Springs
East Ellijay Sardis
East Point Housing Authority Sasser
Eastman Savannah Housing Authority
Eastman Housing Authority Scotland
Eatonton Screven
Eatonton Housing Authority Senoia
Elberton Senoia Housing Authority
Elberton Housing Authority Shellman
Ellaville Siloam
Ellenton Sky Valley
Ellijay Housing Authority Smithville
Emerson Smyrna
Enigma Snellville
Eton Social Circle
Fairburn Soperton
Fairburn Housing Authority Soperton Housing Authority
Fairmount Southeast GA Consolidated Housing Authority
Fargo Southern Georgia Regional Commission
Fitzgerald Housing Authority Sparks
Flint Area Consolidated Housing Authority Springfield
Flovilla St. Marys
Flowery Branch Stapleton
Forsyth Statesboro Housing Authority
Fort Gaines Statham
Fort Oglethorpe Housing Authority Stillmore
Fort Valley Housing Authority Sugar Hill
Fort Valley Utility Commission Summerville
Franklin Summerville Housing Authority
Franklin Housing Authority Suwanee
Franklin Springs Swainsboro Housing Authority
Gainesville Housing Authority Sycamore
Garden City Sylvania
Georgia Mountains Regional Commission Sylvester
Gibson Sylvester Housing Authority
Glennville Housing Authority Talbotton
Glenwood Tallapoosa
Glenwood Housing Authority Housing Authority of the City of Tallapoosa
Gordon Tallulah Falls
Grantville Temple
Grayson Tennille Housing Authority
Greensboro Thomaston Housing Authority
Greensboro Housing Authority Thomasville Housing Authority
Greenville Housing Authority Thomson
Griffin Thomson Housing Authority
Guyton Tifton
Hagan Tifton Housing Authority
Hahira Tignall
Hampton Toccoa
Hampton Housing Authority Toomsboro
Harlem Trenton
Harlem Housing Authority Tri-City Housing Authority
Harrison Trion
Hartwell Tunnel Hill
Hartwell Housing Authority Turin
Hawkinsville Twin City
Hawkinsville Housing Authority Ty Ty
Hazlehurst Housing Auth. Tybee Island
Heart of Georgia Regional Airport Tyrone
Helen Unadilla
Hephzibah Unadilla Housing Authority
Hiawassee Union City
Hiltonia Union City Housing Authority
Hinesville Union Point
Hinesville Housing Authority Union Point Housing Authority
Hiram Uvalda
Hoboken Valdosta-Lowndes County Parks and Recreation Authority
Hogansville Housing Authority Varnell
Holly Springs Vidalia
Homeland Vidalia Housing Authority
Homer Vienna
Homerville Villa Rica Housing Authority
Hoschton Waco
Ideal Wadley
Iron City Waleska
Irwinton Walnut Grove
Ivey Walthourville
Jackson Housing Authority Warm Springs
Jasper Housing Authority Warner Robins Housing Authority
Jefferson Warrenton
Jefferson Housing Authority Warrenton Housing Authority
Jeffersonville Warwick
Jenkinsburg Washington
Jesup Housing Authority Washington Housing Authority
Jonesboro Housing Authority Washington-Wilkes Parks & Rec.
Junction City Waverly Hall
Kennesaw Waycross Housing Authority
Kingsland Whigham
Kingston White
Kite White Plains
LaFayette Whitesburg
LaFayette Housing Authority Willacoochee
LaGrange Housing Authority Williamson
Lake City Winder
Lake Park Winterville
Lavonia Woodbine
Lavonia Housing Authority Wrens
Lawrenceville Housing Authority Wrightsville
Lenox Wrightsville Housing Authority
Leslie Young Harris
TAKE THE NEXT STEP
If you’re not insured with GMA’s Workers’ Compensation Fund, call us today. You can reach out to:
 
WHY GMA?
  • We have 30 years of experience with workers’ compensation insurance.